Not many families here in India, inquire or know much about wedding insurance available. Similar to general, automobile or health insurance, wedding insurance policies are designed to offer financial protection to couples and families from any unforeseen circumstances on their wedding day. We have heard of many things going wrong at weddings, a theft or electrical mishap at the wedding venue or the residence of one of the families is often heard of. Considering the amount of money spent on Indian weddings it might make sense to spend a small amount on a wedding insurance policy. Every country has their own guidelines for their policies and policies in India are offering the following mentioned below. In addition there are various plans for the same cover that allow you to choose the premium for the maximum sum assured and proportionate to your total wedding budget. There are also customised insurance packages for big weddings that are tailor made to meet various clients needs.
What all does wedding insurance in India cover?
Wedding Cancellation Cover – Damage of the wedding venue due to fire & allied perils. Riots, curfew near the wedding venue. Death or accidental injury to the bride, groom and immediate family members.
Insured Property Protection cover – This can cover your house or your wedding venue.
Personal accident cover – This is for the bride, groom and immediate family.
Money Cover – Keeping in mind large sums of money kept in the house during this wedding this can cover theft.
Valuables Cover – This can cover all jewelery kept at your house during the wedding.
Public Liability Cover – This can cover the legal liability that can arise incase third party property is damaged during the wedding or third party bodily injury caused due to accidents/ damage to the venue and food poisoning during the wedding.
It’s very important to buy your wedding insurance policy in advance and not last minute so that it covers all the details and you have understood the policy well. Once you have taken a policy, remember to keep a proof of all expenses, bills, booking receipts, jewellery valuation certificates etc .. Do contact us for help with wedding insurance policies in India. You can email us on firstname.lastname@example.org for more information on wedding policies available.